Personal UK motor breakdown insurance
We provide breakdown cover for cars, vans and motorcycles at pocket pleasing prices. However, just as it costs less than you think, doesn't mean we cut any corners and offer quality, reliable and trustworthy breakdown cover for all.
Simple no-tricks pricing
Personal UK
If you need to be covered in more than one vehicle, as a passenger or driver, then our personal cover may be for you.
What's included
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Excess options are available, but not essential.
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Home Start.
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Cover for punctures and flat tyres.
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Cover anywhere throughout the United Kingdom.
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Cover for up to 4 individuals in total on a personal basis.
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Includes extended hire car, overnight accommodation and onward travel options.
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Unlimited callouts during the term of the policy.
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Over 3,000 recovery agents nationally.
Ready for peace of mind? Buy online today.
What are you covered for?
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Roadside Assistance
- In the event your vehicle suffers a breakdown more than 1/4 mile from your home address, will will instruct a recovery operative to attend then scene, and you will be provided with up to 1 hour of roadside assistance to try and get your vehicle moving again.
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Local Recovery
- If a recovery operator is unable to mobilise your vehicle, or carry out a temporary repair, we will recover you up to 25 miles to the nearest garage which is able to affect a repair.
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National Recovery
- An extension upon our Local Recovery. If a recovery operator is unable to mobilise your vehicle at the roadside or home address, we shall decide and recover the vehicle to either a suitable garage, your home address or your destination. One of the above options will be arranged by our experienced team with all factors taken into consideration, such as, but not exhaustive to; the time of day, type of repair required, number of passengers, your location.
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Home Start
- If your vehicle is immobilised at the home address, or within 1/4 mile of the home address, we shall instruct a recovery operator to attend the scene of the breakdown and provide Roadside Assistance and/or National Recovery in line with the above.
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Onward Travel
- If your vehicle is recovered to a garage, and they are unable to repair the vehicle on the same working day as recovery taking place, we shall reimburse the cost of alternative road or rail travel for the driver and up to 6 passengers to one destination within the territorial limits of this policy. This will also include a return journey for one person to collect the vehicle upon completion of repairs.*
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Hire Car
- If your vehicle is recovered to a garage, and they are unable to repair the vehicle on the same working day as recovery taking place, we shall reimburse the cost of a suitable hire car for one day up to a maximum of £50.*
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Overnight Accommodation
- If your vehicle is recovered to a garage, and they are unable to repair the vehicle on the same working day as recovery taking place, we shall reimburse the cost of one night's accommodation, excluding food and drink, for the driver and up to 6 passengers. This is limited to a maximum of £40 per person or £200 for all persons.*
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Covered in Any Vehicle
- If the vehicle you are travelling in breaks down, with you as either the driver or a passenger, we will provide assistance. The vehicle must be 15 years of age or less and adhere to the specification and usage conditions as set out in the policy wording.