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Classic Car

Defining what a classic car is can be tricky. Here at 2Gether whether your vehicle is 5 years or 50 years old, if your details are permissible, we have classic car insurers able to help.

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A unique car deserves a unique type of insurance and service.......

2Gether Insurance are a leading provider of classic, and future classic, car insurance

Here at 2Gether Insurance, Classic Car insurance and understanding the needs of the Classic Car enthusiast have always been part of our ethos. We know that it isn't 'just a car', but a labour of love, a passion. Sometimes a way of life.

Whether your vehicle is a MG B, MK I Volkswagen Golf, Morris Eight or a Ferrari Mondial, we will have more than likely insured one. So rest assured that when speaking with one of our experienced advisors that, not only will you be getting a market leading quote from a highly respected Insurer, but you will also be getting a bespoke service from someone who truly understands and cares.

To see how 2Gether can help, please telephone us on 01945 465508, or fill in the Request A Quote above. We would be more than happy to discuss your options.

Summary of Benefits

  • Limited mileage discounts

  • Agreed values available

  • Affiliated club discounts

  • Non-NCB rated policies

  • Wedding cover and hire options

  • No minimum or maximum age of vehicle

Classic Car Insurance Information

Classic Vehicles

Imported, modified and ex-military vehicles

Whilst the age of the vehicle plays an important factor in determining whether a vehicle has achieved classic status or not, this is not a hard and fast rule.

Owning a classic car typically means it is used infrequently, when the weather is better, and mileage is kept to a minimum. Historically, older vehicles were bought and used for this purpose, however the trend in recent years has been for more modern vehicles to be used in this context. Naturally these vehicles are therefore not going to meet any age thresholds put in place by Insurers.

Agreed Valuations

Guaranteed payout in the event of a claim

The ultimate peace of mind and a must for your insurance. Given the unique nature of classic vehicles the value is sometimes hard to determine. An agreed valuation guarantees the amount the Insurer will pay out in the event of a total loss claim.

Please note this is subject to terms and not available on every insurance we offer.

Limited Mileage

Reduced insurance premiums for fewer miles

Mileage plays an important factor with classic vehicle insurance in determining how much your premium is. Therefore, on the whole, the lower the mileage the lower the premium. That's why discounts of up to 40% can be had depending on how many miles you will cover during the year.

Wedding Cover

Making someone's day extra special

It is common place for people to want to arrive to their special day in a vehicle which is unique and different. Yours may fit the bill or you may have been asked in the past. Having the right insurance in place to enable you to do this is essential as a standard insurance policy will not cover you for this usage of your vehicle.

At 2Gether we have the Insurers in place to allow you to assist and make their day that little bit more special.

Please note this is subject to terms and not available on every insurance we offer.

No Claims Bonus & Protection

Why This Isn't Required

With your classic vehicle as a second vehicle to you and used primarily for social or recreational activity, typically No claims Bonus is not required or taken into consideration. This is because in this situation the annual mileage of the vehicle is typically lower and may only be used once or twice a week at the most. Consequently, Insurers understand that your No Claims Bonus discount can only be used on one insurance policy at a time, so for the majority who are using their bonus on their main or regular vehicle, seems unfair to penalise and charge higher insurance premiums. This is also how other similar insurances work.

Owners Club

Save Up To 15% If You Are A Club Member

If you are an enthusiast you are more than likely the member of an owners club or associated club. The good news is that in addition to the perks this brings it also entitles you to a discount of up to 15% off of your insurance.

Optional Extras

Excess Protection

With the cost of insurance and the average excess increasing year after year, now is the perfect time to consider Excess Protection, click here to see how it can benefit you.

Key Care

Key Care is an optional extra that can be added on to your insurance.

It covers against the loss, damage, theft or breakage of your keys, along with the cost re-programming replacement keys where necessary

Some of the main benefits include:

No payable excess

Any claim made does not effect the insurance policy your Key Care was taken alongside

Annual claim limit of £1500

Just mention to one of our advisors when obtaining a quote that you are interested in Key Care cover to find out more.

Choose one of the UK's leading providers of classic car insurance today.

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