Essential but not always easy to find...

When a vehicle is imported into the UK naturally it needs registering with the DVLA. However this cannot be achieved until there is insurance in place on the vehicle. But how can you insure the vehicle if it does not have a registration plate?

This is where chassis number, or VIN (Vehicle Identification Number) insurance comes in. It allows you to temporarily insure the vehicle on it's chassis number, enabling you to register the vehicle with the DVLA and obtain a UK registration plate. Your insurance is then updated to reflect this.

Guaranteed payout in the event of a claim

The ultimate peace of mind. Given the unique nature of American vehicles the value is sometimes hard to determine. An agreed valuation guarantees the amount the Insurer will pay out in the event of a total loss claim.

Please note this is subject to terms and not available on every insurance we offer.

Reduced insurance premiums for fewer miles

Mileage plays an important factor with American vehicle insurance in determining how much your premium is. Therefore, on the whole, the lower the mileage the lower the premium. That's why discounts of up to 40% can be had depending on how many miles you will cover during the year.

Making someone's day extra special

It is common place for people to want to arrive to their special day in a vehicle which is unique and different. Yours may fit the bill or you may have been asked in the past. Having the right insurance in place to enable you to do this is essential as a standard insurance policy will not cover you for this usage of your vehicle.

At 2Gether we have the Insurers in place to allow you to assist and make their day that little bit more special.

Please note this is subject to terms and not available on every insurance we offer.

When No Claims Bonus Is Required & Can Be Protected

If your American vehicle is your main vehicle for travelling to work in, going to the shops etc, then as you would expect the greater your No Claims Bonus is, the cheaper the insurance.

In addition, if you have at least 4 years No Claim Bonus, you are are to protect this for a small additional premium, usually around 10% extra. This affords you the peace of mind, that if the worst were to happen and you make a claim on your insurance, the number of years No Claims Bonus you have is not reduced. This is because normally, without No Claims Bonus protection, in the event of a claim your bonus is reduced by two years, or even wiped out entirely if you are unfortunate enough to be involved in two or more incidents during the term of your insurance policy.

Protecting your bonus will ensure that your discount will not be effected, however as always there are conditions, typically as long as you have no more than 2 claims within a 3 year period.

However, No Claims Bonus Isn't Always Required....

Unlike the above scenario, if your American vehicle is a second vehicle to you or used primarily for social or recreational activity, typically No claims Bonus is not required or taken into consideration. This is because in this situation the annual mileage of the vehicle is typically lower and may only be used once or twice a week at the most. Consequently, Insurers understand that your No Claims Bonus discount can only be used on one insurance policy at a time, so for the majority who are using their bonus on their main or regular vehicle, seems unfair to penalise and charge higher insurance premiums. This is also how classic car insurance works.

No matter which of the above applies to you, 2Gether have the experience and Insurers ready and waiting to assist, and hopefully save you some money as well.

Save Up To 15% If You Are A Club Member

If you are an enthusiast you are more than likely the member of an owners club or associated club. The good news is that in addition to the perks this brings it also entitles you to a discount of up to 15% off of your insurance.

Excess Protection

With the cost of insurance and the average excess increasing year after year, now is the perfect time to consider Excess Protection, click here to see how it can benefit you.

Key Care

Key Care is an optional extra that can be added on to your insurance.

It covers against the loss, damage, theft or breakage of your keys, along with the cost re-programming replacement keys where necessary

Some of the main benefits include:

No payable excess

Any claim made does not effect the insurance policy your Key Care was taken alongside

Annual claim limit of £1500

Just mention to one of our advisors when obtaining a quote that your are interested in Key Care cover to find out more.