Motorhome & Campervan Insurance from 2Gether

insurance_slide_bg

Motorhome
Insurance

Motorhome Slide

insurance_slide_bg

Campervan
Insurance

Camper Slide

Request A Quote

When?

About You

Your Vehicle

Extensive cover for peace of mind when on the road

No matter the camper, or how you use it, we have the experience and knowledge to assist in finding a competitively priced bespoke insurance

From Japanese imported campervans, Volkswagen Split screen Campers, American RV's to more traditional UK built motorhomes, our vast experience across this range of vehicles allows us to understand that having the right level of cover is essential.

We ensure you have the right level of cover and protection when it comes to not only your vehicle, but also your belongings and possessions contained within.

That's why we offer from leading Insurers policies which feature extensive benefits, such as those listed below, to give you the protection you require.

To see how 2Gether can help, please telephone us on 01945 465508, or fill in the Request A Quote above. We would be more than happy to discuss your options.

Campervans and Motorhome

Factory built, imported or home made, we've got your motorhome covered

Given our extensive panel of trusted Insurers we are able to accommodate a motorhome of any shape, size or origin.

Whether left hand drive, right hand drive, a DIY conversion, professionally converted, imported from Europe or Japan, or even an American RV, we have the flexibility and capacity to insure your campervan or motorhome.

....this applies to campervans as well

Given that the words campervan and motorhome are relatively interchangeable these days, the flexibility we are able to provides towards motorhomes is also extended to campervans.

With campervans however, as they can have the historic element to them, Volkswagen T2's for exmaple, additional insurance features may be available such as agreed value )see below for more details).

Extended Contents & Equipment Cover

Essential cover for your belongings

We understand that you want to make sure all of your belongings and possessions are insured when you are on your travels. That's why, unlike regular car insurance which provides a limited amount of cover in this area, we ensure that all of our motorhome insurance policies offer extended cover for your possessions, up to a possible maximum of £3,800.

Please speak with an advisor to discuss this further.

Agreed Valuations

Guaranteed payout in the event of a claim

The ultimate peace of mind. Given the unique nature of campervans the value is sometimes hard to determine. An agreed valuation guarantees the amount the Insurer will pay out in the event of a total loss claim.

Please note this is subject to terms and not available on every insurance we offer.

Limited Mileage

Reduced insurance premiums for fewer miles

Mileage plays an important factor with campervan insurance in determining how much your premium is. Therefore, on the whole, the lower the mileage the lower the premium. That's why discounts of up to 40% can be had depending on how many miles you will cover during the year.

European Travel

Extended cover to ensure you are fully covered

All of our Motorhome and Campervan insurances come with an element of EU travel completely free of charge. This can vary from 90 days to 180 days, so if you have a specific requirement, please mention it to one of our advisors to ensure you receive the deal best suited to your needs.

Wedding Hire

Making someone's day extra special

It is common place for people to want to arrive to their special day in a vehicle which is unique and different. Yours may fit the bill or you may have been asked in the past. Having the right insurance in place to enable you to do this is essential as a standard insurance policy will not cover you for this usage of your vehicle.

At 2Gether we have the Insurers in place to allow you to assist and make their day that little bit more special.

Please note this is subject to terms and not available on every insurance we offer.

No Claims Bonus & Protection

When No Claims Bonus Is Required & Can Be Protected

If your campervan or motorhome is your main vehicle for travelling to work in, going to the shops etc, then as you would expect the greater your No Claims Bonus is, the cheaper the insurance.

In addition, if you have at least 4 years No Claim Bonus, you are are to protect this for a small additional premium, usually around 10% extra. This affords you the peace of mind, that if the worst were to happen and you make a claim on your insurance, the number of years No Claims Bonus you have is not reduced. This is because normally, without No Claims Bonus protection, in the event of a claim your bonus is reduced by two years, or even wiped out entirely if you are unfortunate enough to be involved in two or more incidents during the term of your insurance policy.

Protecting your bonus will ensure that your discount will not be effected, however as always there are conditions, typically as long as you have no more than 2 claims within a 3 year period.

However, No Claims Bonus Isn't Always Required....

Unlike the above scenario, if your campervan or motorhome is a second vehicle to you or used primarily for social or recreational activity, typically No claims Bonus is not required or taken into consideration. This is because in this situation the annual mileage of the vehicle is typically lower and may only be used once or twice a week at the most. Consequently, Insurers understand that your No Claims Bonus discount can only be used on one insurance policy at a time, so for the majority who are using their bonus on their main or regular vehicle, seems unfair to penalise and charge higher insurance premiums. This is also how classic car insurance works.

No matter which of the above applies to you, 2Gether have the experience and Insurers ready and waiting to assist, and hopefully save you some money as well.

Owners Clubs

Save Up To 15% If You Are A Club Member

If you are an enthusiast you are more than likely the member of an owners club or associated club. The good news is that in addition to the perks this brings it also entitles you to a discount of up to 15% off of your insurance.

Optional Extras

Excess Protection

With the cost of insurance and the average excess increasing year after year, now is the perfect time to consider Excess Protection, and how it can benefit you.

The average excess on a motor vehicle policy in the UK is £350.00 and is often an unaccounted cost and can come as a shock in an already stressful situation. 2Gether Excess Protection removes the stress by reimbursing you your excess once your claim is settled.

What's more, with our Excess Protection starting from as little as £14.86, you can increase your voluntary excess on your insurance, saving you money, safe in the knowledge you will not have any nasty surprise.

Key Care

Key Care is an optional extra that can be added on to your insurance.

It covers against the loss, damage, theft or breakage of your keys, along with the cost re-programming replacement keys where necessary

Some of the main benefits include:

  • No payable excess
  • Any claim made does not effect the insurance policy your Key Care was taken alongside
  • Annual claim limit of £1500

Just mention to one of our advisors when obtaining a quote that your are interested in Key Care cover to find out more.

Breakdown

Payment Options

Excess Protection